Mobile Phone Insurance – What is Essential?

When you buy mobile phone protection you need to make sure that particular vital elements are built-in and covered. Here are the 3 prerequisites…

Mobile phone loss:

1.Research shows over 6 million mobilie phones are lost every year…

Why more? Because many protection policies do not cover loss, so often people with those policies commit protection fraud by claiming the phone was stolen in order to get a new phone from their protection friendship. This means phone crime figures go up and mobile loss figures go down.

Mobile phone accidental hurt is not covered by a number of protection policies. There are some providers who do contain it in their plans, but many don’t. So dont avoid this.

If you drop your phone accidentally, and the screen is shattered, it is not covered by the manufacturers waranty. The warranty will only cover you for breakdown ie things going incorrect for no particular reason, such as the screen just ‘going dead’ and stopping woking – not accidental hurt.

So you need to make sure that with your mobile phone protection you are covered for accidental hurt mainly if you are one of the 1000’s of people who do not carry their phone around in a leather case to care for it. One tumble from your pocket or bag, down to the ground can be enough to ruin the LCD show screen.

You need protection from bounces like you get with a leather case. Also you can get slimline rubberized cases which work well. You can find out at any local phone shop.

You’ll be being paid some knocks whether you have a case or not. It happens, its life. But you don’t need to have to pay for it when it happens. With the right mobile phone protection (that is not expensive), you can effectively care for against accidental hurt.

-> Water Hurt

Water is a huge killer for phones – only 1 drop on the ‘brains’ of the phone can fry it.

Ove 1.2 MILLION phones are killed by water every year – whether down the toilet, in a beer, in a puddle, in a lake… A rain drop, the sea…

And the crazy thing is that a lot of phone protection policies do not cover water hurt. So make sure you get water hurt cover.

Mobile Phone Stolen

1.3 MILLION mobile phones are stolen every year according to extensive research by Continental Research. According to Halifax research this figure is over 2 MILLION.

£390,000,000 – that is thhe annual cost of phone theft

* One mobile phone stolen every 12 seconds

* Over 2 million mobile phones are stolen every year

So you need cover against:

1. Loss
2. Accidental hurt – including water hurt
3. Theft

So make sure you get your self covered with all these vital elements within your mobile phone protection